Friday, April 22, 2005

Keeping things alive is the key to self-repair

The process of good design must be an incremental one, and a living one. That means: make your project work from the start, and keep it alive as you work on it. If you don't do this, if you try to re-design the whole system, you'll learn nothing about designing while building. And you'll learn nothing about how nature works.

If you keep your system working, you will learn how self-repairing systems are structured. To make an improvement, you'll need to create a series of changes, so that the result engages each existing thing, based on its circumstances. This system will then be able to deal with new things more flexibly. The overall system becomes more robust, and will tend itself better.

15 Comments:

Blogger Quit Smoking said...

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4:41 PM  
Blogger The Absurd Theist said...

But all things must end...look towards that end to see the road between

3:09 PM  
Blogger Yalta resources said...

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2:19 PM  
Blogger Wealthy from the internet said...

Hi Greg Bryant,

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Regards,

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7:55 PM  
Blogger Wealthy from the internet said...

Hi Greg Bryant,

Have you heard of zoekmachine marketing? It is Dutch for searchengine marketing.
The best compnay in the Netherlands for zoekmachine marketing, or as English people call itsearchengine marketingis by farW2Solutions!. It is an Nederlandse internet marketing bedrijf or company.

They actually guarantee de hoogste zoekmachine plaatsing that means zoekmachine marketing wise the highest searchengine ranking.

They will place you on the first page of yahoo In holland we say nummer 1 op yahoo.

So when you need of Top tien plaatsing? It is Dutch for top tien zoekmachine plaatsing.

OR even zoekmachine marketing? It is Dutch for searchengine marketing.

They'll place you on the top page from yahoo within 5 days!

Say, Greg Bryant

When is the last time you made money online?

Take a good look at www.richin2006.com. This site guarantees anyone to be rich in 2006. The site is about making some serious money online!.

It is described into detail for you. And, concidering you can take your new homebased business to the highest level in an instant, you will figure out that you can earn $ 1000,00 per day! can make you some serious cash. Thousands of people are making online cash with my working formula
So, have a good look today and see why my secret formula will earn you some great money. It is SO simple with taking surveys as well.
So come on and have your own surveys to start making that fortune!



Regards,

professional Money makers online.

12:41 AM  
Blogger Adrian Creffield said...

Greetings Greg Bryant, you have a pretty cool blog here. I was searching for business opportunity. I just started my home business and you can see it at this link - business opportunity. Your post title caught my eye - Keeping things alive is the key to self-repair. I'm just looking for tips on how to be a better mentor. I know that’s not what you’re going on about in this post but I am trying to expand my vocabulary phrases so I can talk to many different personalities. I mean I have to talk to a lot of people and I need to be able to connect with everyone.

Anyways Greg Bryant, this helped. Keep it up, I'll be back.

7:59 PM  
Blogger Adrian Creffield said...

Why can't more sites be as good as yours!!! You see I am changing my life at the moment and I have decided to start a home internet work site. I am trying to get inspiration so I can become easier to talk to. You site has given me some ideas. I talk to a wide range of people and I need to relate to everyone I come across so thanks for your posts! The title 'Keeping things alive is the key to self-repair' caught my eye so I thought I'd post on this one. Cheers.

10:06 PM  
Blogger reni said...

Greg Bryant, you have a great blog here. Keeping things alive is the key to self-repair caught my eye and I thought I would put a post on it. I'm looking for help.

The site I have is a www.createmoneyathome.com site. Its all about, need I say it, working from home. I think people should have the choice to build their own income instead of somebody else’s. Freedom of well being and all of that...anyway I was on your site looking for ways to help my business. I'm really looking for ways of building better rapport between recruits.

Anyways Greg Bryant thanks for the great blog. I'll just have to carry on my search till I find what I'm looking for. Take care.

12:52 AM  
Blogger adminsupervisor said...

Greg Bryant, you have a great blog here. Keeping things alive is the key to self-repair caught my eye and I thought I would put a post on it. I'm looking for help.

The site I have is a work from home employment site. Its all about, need I say it, working from home. I think people should have the choice to build their own income instead of somebody else’s. Freedom of well being and all of that...anyway I was on your site looking for ways to help my business. I'm really looking for ways of building better rapport between recruits.

Anyways Greg Bryant thanks for the great blog. I'll just have to carry on my search till I find what I'm looking for. Take care.

10:40 PM  
Blogger adminsupervisor said...

I was searching around for info on how to start a home based business. I found your blog Greg Bryant.

I was reading your post and believe it or not it’s helped me. Every tip I get helps, even if its just new phrases I have never used before, its helps me be a better mentor. This is my business link - home job opportunity work - check it out and see what you think.

Anyways Greg Bryant, you have a good site. I'll be back.

11:51 PM  
Blogger Adrian Creffield said...

Greetings Greg Bryant, you have a pretty cool blog here. I was searching for work from home in the uk. I just started my home business and you can see it at this link - work from home in the uk. Your post title caught my eye - Keeping things alive is the key to self-repair. I'm just looking for tips on how to be a better mentor. I know that’s not what you’re going on about in this post but I am trying to expand my vocabulary phrases so I can talk to many different personalities. I mean I have to talk to a lot of people and I need to be able to connect with everyone.

Anyways Greg Bryant, this helped. Keep it up, I'll be back.

8:08 PM  
Blogger Adrian Creffield said...

Keeping things alive is the key to self-repair... I've enjoyed reading your blog. I was searching for home internet work sites. I have a home based business and I wanted some ideas and tips. I also have a blog, it is www.adminsupervisor.blogspot.com it’s new and it’s getting better all the time. Have a look if you want, but I'm moving house and have not posted in a while. I'll get back to it soon.

My other site is a home internet work site. I recently decided to build my own income and I thought I searching for tips would help me become a better mentor.

Keep up the great work Greg Bryant, I'll be back soon.

8:50 PM  
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Blogger http://www.debt-consolidation.com said...

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Debt Consolidation
Debt Help can help you reduce your interest burden by charging an interest rate lower than the rate on your existing loans. Debt consolidation loan can also allow you to make small monthly payments by extending the loan period
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4:18 PM  
Blogger http://www.debt-consolidation.com said...

CREDIT CARD DEBT HELP FREE QUOTE......
Debt Consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.

Debt consolidation can simply be from a number of unsecured loans into another unsecured loan, but more often it involves a secured loan against an asset that serves as collateral, which is most commonly a house (in this case a mortgage is secured against the house.) The collateralization of the loan allows a lower interest rate than without it, because by collateralizing, the asset owner agrees to allow the forced sale (foreclosure) of the asset in order to pay back the loan. The risk to the lender is reduced so the interest rate offered is lower.

Sometimes, debt consolidation companies can discount the amount of the loan. When the debtor is in danger of bankruptcy, the debt consolidator will buy the loan at a discount. A prudent debtor can shop around for consolidators who will pass along some of the savings. Consolidation can affect the ability of the debtor to discharge debts in bankruptcy, so the decision to consolidate must be weighed carefully.

Debt consolidation is often advisable in theory when someone is paying credit card debt. Credit cards can carry a much larger interest rate than even an unsecured loan from a bank. Debtors with property such as a home or car may get a lower rate through a secured loan using their property as collateral. Then the total interest and the total cash flow paid towards the debt is lower allowing the debt to be paid off sooner, incurring less interest. In practice, many people are in credit card debt because they spend more than their income. If that habit continues, the consolidation will not benefit them much because they will simply increase their credit card balances again.

Because of the theoretical advantage that debt consolidation offers a consumer that has high interest debt balances, companies can take advantage of that benefit of refinancing to charge very high fees in the debt consolidation loan. Sometimes these fees are near the state maximum for mortgage fees. In addition, some unscrupulous companies will knowingly wait until a client has backed themselves into a corner and must refinance in order to consolidate and pay off bills that they are behind on the payments. If the client does not refinance they may lose their house, so they are willing to pay any allowable fee to complete the debt consolidation. In some cases the situation is that the client does not have enough time to shop for another lender with lower fees and may not even be fully aware of them. This practice is known as predatory lending. Certainly many, if not most, debt consolidation transactions do not involve predatory lending.

Student Loan Consolidation
In the United States, federal student loans are consolidated somewhat differently, as federal student loans are guaranteed by the U.S. government. In a federal student loan consolidation, existing loans are purchased and closed by a loan consolidation company or by the Department of Education (depending on what type of federal student loan the borrower holds). Interest rates for the consolidation are based on that year's student loan rate, which is in turn based on the 91-day Treasury bill rate at the last auction in May of each calendar year.

Student loan rates can fluctuate from the current low of 4.70% to a maximum of 8.25% for federal Stafford loans, 9% for PLUS loans. The current consolidation program allows students to consolidate once with a private lender, and reconsolidate again only with the Department of Education. Upon consolidation, a fixed interest rate is set based on the then-current interest rate. Reconsolidating does not change that rate. If the student combines loans of different types and rates into one new consolidation loan, a weighted average calculation will establish the appropriate rate based on the then-current interest rates of the different loans being consolidated together.

Federal student loan consolidation is often referred to as refinancing, which is incorrect because the loan rates are not changed, merely locked in. Unlike private sector debt consolidation, student loan consolidation does not incur any fees for the borrower; private companies make money on student loan consolidation by reaping subsidies from the federal government.

Student loan consolidation can be beneficial to students' credit rating, but it's important to note that not all federal student loan consolidation companies report their loans to all credit bureaus; Experian or Transunion, which means that students will have differing credit scores at Equifax Transunion, and Experian.

Mortgage Loan Types
There are many types of mortgage loans. The two basic types of amortized loans are the fixed rate mortgage (FRM) and adjustable rate mortgage.

In a FRM, the interest rate, and hence monthly payment, remains fixed for the life (or term) of the loan. In the U.S., the term is usually for 10, 15, 20, or 30 years. The only increase a consumer might see in their monthly payments would result from an increase in their property taxes or insurance rates (paid using an escrow account, if they've opted to use an escrow). But payments for principal and interest will be consistent throughout the life of the loan using an FRM.

In an ARM, the interest rate is fixed for a period of time, after which it will periodically (annually or monthly) adjust up or down to some market index. Common indices in the U.S. include the Prime Rate, the London Interbank Offered Rate (LIBOR), and the Treasury Index ("T-Bill"). Other indexes like 11th District Cost of Funds Index, COSI, and MTA, are also available but are less popular.

Adjustable rates transfer part of the interest rate risk from the lender to the borrower, and thus are widely used where unpredictable interest rates make fixed rate loans difficult to obtain. Since the risk is transferred, lenders will usually make the initial interest rate of the ARM's note anywhere from 0.5% to 2% lower than the average 30-year fixed rate.

In most scenarios, the savings from an ARM outweigh its risks, making them an attractive option for people who are planning to keep a mortgage for ten years or less.

Additionally, lenders rely on credit reports and credit scores derived from them. The higher the score, the more creditworthy the borrower is assumed to be. Favorable interest rates are offered to buyers with high scores. Lower scores indicate higher risk to the lender, and lenders require higher interest rates in such scenarios to compensate for increased risk.

A partial amortization or balloon loan is one where the amount of monthly payments due are calculated (amortized) over a certain term, but the outstanding principal balance is due at some point short of that term. This payment is sometimes referred to as a "balloon payment". A balloon loan can be either a Fixed or Adjustable in terms of the Interest Rate. Many Second Trust mortgages use this feature. The most common way of describing a ''balloon loan'' uses the terminology X due in Y, where X is the number of years over which the loan is amortized, and Y is the year in which the principal balance is due. A contract could be written up so there would be more than one "balloon payment" required to be paid during the life of the loan.

Other loan types
Assumed mortgage
Blanket loan
Bridge loan
Budget loan
Commercial Loan
Deed of trust
Equity loan
Hard money loan
Jumbo mortgages
Package loan
Participation mortgage
Reverse mortgage
Repayment mortgage
Seasoned mortgage
Term loan or Interest-only loan
Wraparound mortgage
Negative amortization loan
Non-Conforming Mortgage

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CREDIT CARD DEBT HELP FREE QUOTE......

9:17 AM  

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